specialist mortgages
Specialist Mortgages
We offer expert guidance across a wide range of specialist mortgage solutions designed for unique financial situations.
Whether you’re self-employed, contracting, investing from overseas, or looking for high-value lending, Bespoke Money helps secure finance that fits your goals.
- Whole-of-market access to UK lenders
- Expert advice for complex cases
- Tailored solutions for business owners and professionals
- Fast quotes and clear, personal service
Mortgage Options We Support
Self-Employed Mortgages
Flexible options for business owners and sole traders using accounts, SA302s or retained profits.
Contractor Mortgages
Designed for fixed-term and freelance professionals — assessed on contract value rather than payslips.
CIS Worker Mortgages
Specialist support for those paid under the Construction Industry Scheme (CIS).
Ltd Company Director Mortgages
Tailored lending for directors using company accounts or dividends.
Interest-Only Mortgages
Suitable for borrowers with a clear repayment or investment strategy.
Mortgages Over £1,000,000
High-value lending with bespoke underwriting and private-bank access.
Second Home Mortgages
Finance solutions for purchasing an additional residence in the UK.
Holiday Let Mortgages
Funding for short-term rental or holiday-let investments.
Expat Mortgages
Helping UK nationals living abroad secure finance for UK property purchases.
Non-UK Resident Mortgages
Support for overseas buyers investing in UK property.
Adverse Credit Mortgages
Mortgage options for clients with historic credit challenges or limited credit history.
Additional
Finance Options
We also assist clients with Secured Loans, Bridging Finance, and Commercial Mortgages through trusted referral partners within our network.
Our advisers ensure you receive clear guidance and competitive terms across every type of specialist lending.
Bespoke Money Ltd is registered in England and Wales with Registration No. 10507268. Registered Office: 4 Cantelupe Mews Cantelupe Road East Grinstead RH19 3BG. Bespoke Money Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.